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The $500 Cash Back Strategy

We let the cash back rewards accumulate on our accounts throughout the year or bi-yearly and buy something nice (and usually needed) or pay down balances with it. Through normal, mostly budgeted purchases, we end up with $500 or more in cash back rewards for a year! If you have issues with overspending on credit cards, have…

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3 Simple Steps To Your Debt-Free Family Christmas Budget

As I’m writing this, Christmas is fast-approaching and you’re likely being bombarded with ads for the hottest stuff.  Even if you’re reading this and Christmas is not so close then I hope that you’ve saved for purchases. Don’t put your gifts on a credit card unless you have the cash reserves to pay it off…

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