3 Simple Steps To Your Debt-Free Family Christmas Budget

As I’m writing this, Christmas is fast-approaching and you’re likely being bombarded with ads for the hottest stuff.  Even if you’re reading this and Christmas is not so close then I hope that you’ve saved for purchases. Don’t put your gifts on a credit card unless you have the cash reserves to pay it off…

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$1K Emergency Fund in 1 Month

Why an Emergency Fund? The first step in turning your finances around is to save $1K to start your emergency fund.  If you don’t have at least $1,000 saved then you need to focus on doing it now and come up with a plan to get the money saved as soon as possible. In the 3…

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